Some Home Inspection Tips for Buyers

Homebuyers want home inspection tips as they consider making a large financial investment. Tips about home inspection are especially valuable for those who have not purchased a house before. This article is intended to provide such readers the most important pointers to follow so that the real estate buying process is not so overwhelming.

The home inspection tips contained herein address three primary concerns, namely, how to select a home inspector, how to ensure you get the inspection you want and need, and how to get the most benefit out of the inspection report. These pointers apply whether or not you are working with a real estate agent. In fact, if you are working with an agent, these tips will help you get more involved so that the agent doesn’t make all or even some decisions unilaterally.

Our first tip is to consider why you should have the house you plan to buy inspected. There are various motives or reasons for doing so, the most common of which is to avoid buying a money pit. Sometimes the lender requires an inspection, and in general it’s a good idea to discover what may need to be remedied prior to closing. Also, though at one time a home warranty policy was commonly incorporated into the purchase agreement (perhaps seller and buyer sharing the cost), today the home inspection is in essence the only step taken to protect one’s investment.

But this makes it all the more important to get a report that covers all the bases and serves as a kind of owner’s manual to help you get acquainted to your new residence. Unfortunately, too often the inspection is somewhat rushed or even cursory. Minor problems might get glossed over and occasionally a serious major defect is missed. In such a case, if damages occur down the road, the buyer has some recourse by filing a claim, assuming the inspector is bonded. But the liability may be limited to the price of the inspection.

So our second tip is to find a home inspector who is thorough and who writes a complete report that puts everything he finds in proper perspective. If something is wrong, it is important to know what the implications are, just how serious the problem is, and how necessary it is to fix it.

To accomplish this, your inspector should not be too beholden to the real estate agent. If his primary goal is to please the agent (so he can continue to get referrals), he may take shortcuts. (Agents in general prefer quick inspections and summarized findings of major issues only.)

Don’t ignore or discount an inspector referral from your agent, but ask for more than one name and research them. (Most inspectors have a website with sample reports, and you may find there or elsewhere reviews or client testimonials appraising their work.) Be sure you are going to get the kind of home inspection you want before choosing the inspector.

Our third tip builds on the first two and is similar to them. The first tip was the why, whereas the second advises care in determining who inspects the house and how it is inspected. This next tip advises taking care to establish what is inspected.

A number of things can cause an inspector to exclude items from the inspection. Examples are Standards of Practice, his contract, the utilities not being on, inaccessibility due to blocking objects or locked doors, and dangerous situations. Some of these things are under the inspector’s control, some are not, but he is not liable for unintended exclusions and will charge the same fee despite them.

Thus, we recommend reviewing the contract carefully, identifying normally excluded items you want included and possibly normally included items you don’t care about. Also, be sure that lender requirements and constraints will be accommodated. Discuss changes to the list of exclusions and inclusions with the inspector, potentially negotiating a reduced inspection fee.

Then, we advise leaving as little to chance as possible. Ask the inspector what his expectations are to ensure that all inclusions are actually inspected. Relay this information to your real estate agent, who is responsible for seeing that the expectations are met by making arrangements with the owner via the owner’s listing agent. Now, any unintended exclusions that arise would suggest a deliberately uncooperative seller.

Our fourth tip is to get maximum leverage out of the inspection report. Study all findings in the body, not just the major items listed in the summary. If you followed our second tip faithfully, there should be nothing unclear, vague, or out of context. Even so, don’t hesitate to ask the inspector for explanations or elaborations, who should be more than willing to comply.

Some findings may be purely informational and not defects. Some defects may be more or less trivial and not worth pursuing. Serious problems can be addressed in three different ways: as deal breakers, causing you to withdraw your offer; as things you want the seller to remedy prior to closing at his expense; or as conditions you will accept possibly with some form of compensation such as reduced sales price.

We advise against sharing the inspection report with the seller or listing agent. You have paid for it and it belongs to you. The lender may require a copy, but you may request him to keep it confidential. Simply work up a brief contract addendum with your agent covering items falling into the last two categories mentioned in the previous paragraph.

By following these home inspection tips, you stand the best chance of minimizing if not eliminating home-buying surprises.

Home Inspection Tips With Free Home Inspection Checklist – Efficient Preparation

When it comes time to sell or appraise your home, you’re going to need a home inspection to make sure that your home is in good condition. When conducting a preliminary inspection of your home, it could really help you to have solid home inspection tips and a free home inspection checklist. Having those tips can show you what to look for and where to look for it, while the checklist will help to ensure that you don’t forget any items or locations. With these tools at hand, you’ll find that you can move through your inspections quickly and efficiently.

Most home inspection tips with free home inspection checklist will break your house up into sections so that you can take the inspection a section at a time, making your inspection more efficient. You can start inspecting by room, from the entry to your home all the way out to the backyard. You certainly don’t want to forget to inspect the outside of your home. Curb appeal is becoming more and more important to potential homebuyers, especially in Boca Raton Woodfield Country Club, making it crucial that you pay attention to the exterior details of your home. You can work your way from front to back, and left to right, depending on the easiest flow of movement through your house.

Within each room, there are a variety of categories you want to check. You want to check the structural elements of the house, any plumbing, the electrical features, and any appliances or system equipment (such as a water heater or HVAC unit). You also want to be sure to check out-of-the-way areas, such as the garage, attic, basement, roof, and the exterior of your home. This is a lot of material to have to cover in each room, so it’s always good to have your home inspection tips with free home inspection checklist handy.

Having an inspection can help you get your house ready to put on the market. You’ll be able to see what you need to fix so that you don’t have to pay an appraiser to come out and provide a list of items to repair and then pay him or her to come out and give you a thumbs-up after you’re done with the work. It’s far more efficient to find these issues on your own. And with some good home inspection tips and a free home inspection checklist, you’ll save a lot of time and money on getting your home in the best possible condition.

Home Inspections – 9 Tips to Minimize Your Risk as a Buyer by Finding the Right Inspector

This article is written for buyers of real estate in California, but most of the tips are applicable to every state. The State of California and the California Department of Real Estate now strongly recommend that every buyer of property in the State have a professional home inspection.

1. What is a home inspection?

A home inspection examines the physical and operational condition of a property through visual means and through testing of plumbing fixtures, electrical systems, appliances and heating and air conditioning systems. Inspections include the roof, foundation, water drainage, walls, floors, windows, doors, and more. Home inspections do NOT include inspection for living organisms including mold and termites. However, most home inspectors will comment if they see evidence of water, mold, infestation and/or damage from any of those.

2. Are there inspection standards?

To quote the California Real Estate Inspection Association (CREIA) Standards of Practice, “A Real Estate inspection is a non-invasive physical examination designed to identify material defects in the systems, structures, and components of a buildings…” and, “A material defect is a condition that significantly affects the value, desirability, habitability, or safety of the building.” For the entire document see the CREIA Standards.

3. What is reported?

The inspection report itemizes each “material defect” that needs attention. Reports vary considerably. Some are complicated checklists and narratives without pictures. Others include full color pictures with captions explaining what is in the picture. Most buyers find reports with pictures are much more useful because they make defects clearer to the seller when you ask the seller to fix a defect. As you know, “a picture is worth a thousand words”.

4. Look for the latest InfraRed (IR) thermal imaging.

Every inspection should include measurements of electrical outlets with electricity monitors. Water pressure should be taken with a pressure meter. Temperature probes are used to be sure heaters and air conditioners are working properly. The latest technology is InfraRed (IR) thermal imaging. This is an invaluable tool that some inspectors are starting to use. It can show defects the human eye cannot, such as the presence of moisture in floors, walls and ceilings. It shows defects in insulation and leaks in air and heating systems. If you can find an inspection company offering IR thermal imaging, consider them first.

5. What about licensing and credentials?

Few people know that the State of California does neither control nor license home inspectors! So it is very important to investigate the qualifications of any inspector. Get references from the inspector or talk to agents who have worked with the inspector. Look for the inspector’s membership in industry organizations. Your inspector should adhere to the CREIA Standards of Practice mentioned earlier. Other organizations include the National Association of Certified Home Inspectors, NACHI (www.nachi.org), and the American Society of Home Inspectors, ASHI (www.ashi.org).

6. Be sure you know the background of the person actually doing the inspection.
Many good home inspectors are one man companies. Others are franchises with the inspector/owner running his local office. Others are companies that have many inspectors on payroll with varying amounts of experience. Any time you consider any company, be sure to get the qualifications of the one person assigned to your job.

7. Look for a guarantee in writing.

Unlike most other businesses, very few home inspectors fully guarantee their work. A good guarantee does not just offer your money back for the cost of an inspection, but actually pays to correct any defect that was missed by the inspector during an inspection. Don’t accept any verbal comments about guarantees. An inspection company with a real guarantee will have it in writing on their web site.

8. What should it cost?

The cost of a home inspection will vary greatly. A 1000 square foot condo will be lower in cost than a 3000 square foot home. Never make a decision on price alone. Saving $100 by going with the cheapest inspection can cost $1000s of dollars if something is missed.

9. How do I find the inspector’s credentials?

Look for an inspector with an informative web site. You should be able to see the inspector’s background, experience, qualifications, Certifications, sample report and customer references. Look for a guarantee, the details of which should be spelled out. Call the inspector and ask any questions you have.

Note: This article is copyrighted by the author but buyers and home inspectors are encouraged to copy and use this article as long as the author’s name and web site are kept with it.