Some Home Inspection Tips for Buyers

Homebuyers want home inspection tips as they consider making a large financial investment. Tips about home inspection are especially valuable for those who have not purchased a house before. This article is intended to provide such readers the most important pointers to follow so that the real estate buying process is not so overwhelming.

The home inspection tips contained herein address three primary concerns, namely, how to select a home inspector, how to ensure you get the inspection you want and need, and how to get the most benefit out of the inspection report. These pointers apply whether or not you are working with a real estate agent. In fact, if you are working with an agent, these tips will help you get more involved so that the agent doesn’t make all or even some decisions unilaterally.

Our first tip is to consider why you should have the house you plan to buy inspected. There are various motives or reasons for doing so, the most common of which is to avoid buying a money pit. Sometimes the lender requires an inspection, and in general it’s a good idea to discover what may need to be remedied prior to closing. Also, though at one time a home warranty policy was commonly incorporated into the purchase agreement (perhaps seller and buyer sharing the cost), today the home inspection is in essence the only step taken to protect one’s investment.

But this makes it all the more important to get a report that covers all the bases and serves as a kind of owner’s manual to help you get acquainted to your new residence. Unfortunately, too often the inspection is somewhat rushed or even cursory. Minor problems might get glossed over and occasionally a serious major defect is missed. In such a case, if damages occur down the road, the buyer has some recourse by filing a claim, assuming the inspector is bonded. But the liability may be limited to the price of the inspection.

So our second tip is to find a home inspector who is thorough and who writes a complete report that puts everything he finds in proper perspective. If something is wrong, it is important to know what the implications are, just how serious the problem is, and how necessary it is to fix it.

To accomplish this, your inspector should not be too beholden to the real estate agent. If his primary goal is to please the agent (so he can continue to get referrals), he may take shortcuts. (Agents in general prefer quick inspections and summarized findings of major issues only.)

Don’t ignore or discount an inspector referral from your agent, but ask for more than one name and research them. (Most inspectors have a website with sample reports, and you may find there or elsewhere reviews or client testimonials appraising their work.) Be sure you are going to get the kind of home inspection you want before choosing the inspector.

Our third tip builds on the first two and is similar to them. The first tip was the why, whereas the second advises care in determining who inspects the house and how it is inspected. This next tip advises taking care to establish what is inspected.

A number of things can cause an inspector to exclude items from the inspection. Examples are Standards of Practice, his contract, the utilities not being on, inaccessibility due to blocking objects or locked doors, and dangerous situations. Some of these things are under the inspector’s control, some are not, but he is not liable for unintended exclusions and will charge the same fee despite them.

Thus, we recommend reviewing the contract carefully, identifying normally excluded items you want included and possibly normally included items you don’t care about. Also, be sure that lender requirements and constraints will be accommodated. Discuss changes to the list of exclusions and inclusions with the inspector, potentially negotiating a reduced inspection fee.

Then, we advise leaving as little to chance as possible. Ask the inspector what his expectations are to ensure that all inclusions are actually inspected. Relay this information to your real estate agent, who is responsible for seeing that the expectations are met by making arrangements with the owner via the owner’s listing agent. Now, any unintended exclusions that arise would suggest a deliberately uncooperative seller.

Our fourth tip is to get maximum leverage out of the inspection report. Study all findings in the body, not just the major items listed in the summary. If you followed our second tip faithfully, there should be nothing unclear, vague, or out of context. Even so, don’t hesitate to ask the inspector for explanations or elaborations, who should be more than willing to comply.

Some findings may be purely informational and not defects. Some defects may be more or less trivial and not worth pursuing. Serious problems can be addressed in three different ways: as deal breakers, causing you to withdraw your offer; as things you want the seller to remedy prior to closing at his expense; or as conditions you will accept possibly with some form of compensation such as reduced sales price.

We advise against sharing the inspection report with the seller or listing agent. You have paid for it and it belongs to you. The lender may require a copy, but you may request him to keep it confidential. Simply work up a brief contract addendum with your agent covering items falling into the last two categories mentioned in the previous paragraph.

By following these home inspection tips, you stand the best chance of minimizing if not eliminating home-buying surprises.

Best Home Inspection Tips

What are the best home inspection tips? Should you hire a home inspector?  If you are new to buying a home or even if you have purchased homes in the past, it’s always easy to overlook a problem. Even professional home flippers make mistakes and find unknown problems after closing. But if you take the time to do a pre-inspection before you make an offer, you can save yourself lots of time and money.

Before you look at a house, you should arrive earlier than the Realtor and drive the neighborhood. Look carefully at the conditions of the homes in the neighborhood. Take a street photo as well as a picture of the exterior of the house you are looking at. If you look at a lot of houses, a digital photo will help you keep clear in your mind what the good and poor aspects of this house are.

Remember to bring a flashlight with you. Often empty homes do not have utilities and some areas of the house do not have adequate lighting to inspect fully.

Here’s my list of the best home inspection tips:

  1. Inspect the roof carefully for worn or curly shingles. A worn roof can cause lots of problems inside that you might not see if water has infiltrated the structure and mold has built up.
  2. Look at the foundation walls carefully for cracks or signs of poor drainage. Foundation problems can be either a big red flag or an opportunity to get a really low price from the seller.
  3. Look for stains on the ceilings – this could be another sign of roof problems
  4. Check the windows for proper operation and signs of rot. Does it look as if they are allowing lots of air infiltration. If they are double pane windows, is there moisture between the two layers of glass?
  5. If there is a crawl space or basement look for telltale signs of termites. A pocket knife can help you check how solid the wood is.

Once you have made an offer on a house it is a good idea to hire an home inspector. I’ve used home inspectors to learn the skills needed to be able to do a pretty thorough inspection. 

Yonkers Home Inspection, Should You Have One Done?

Whether you are buying or selling your home in Yonkers, it is a good idea to have your home inspected. The inspection entails an objective visual examination of the structural and plumbing and electrical systems of a home, from roof to foundation. If there are any problems in the home, the home inspector will recommend an additional assessment inspection or the inspector may suggest a solution. Basically the inspection will sum up the condition of the property. It will point out areas of the home, which need repairs and will identify the areas, which will need attention in the future. Buyers and sellers rely on an accurate home inspection to give them the knowledge required to make an intelligent decision regarding purchasing or selling the home. Following the inspection, both parties will have a better idea of the value and maintenance needs of the property.

There are several good reasons to have a home inspection done if you are planning a purchase of a home in Yonkers.

Reason #1

Being the businessman or women that you are, it only makes good sense. The average price of a home is over $400,000. A new roof can cost you from $6,000 to $35,000, and a new furnace can cost you from $3,000 to $10,000. Wouldn’t you prefer to know these things needed replacement before you bought the house? A home inspection would have told you.

Reason #2

You will have peace of mind knowing the condition of the home you are considering to purchase. It doesn’t matter the age of the building they all need repairs. It is not uncommon for repair estimates to run into the thousands of dollars.

Reason #3

You will have more information. Having the right information will help you make a good decision and not worry about it. Buying real estate is a stressful event, however a home inspection can relieve a certain amount of the strain.

Reason #4

You can get a short-term warranty with some home inspections. You will need to ask your home inspector about the short-term home inspection warranty. Home inspectors will sometimes provide them and they can be a valuable protection for you investment.

Reason #5

You might ask your Realtor about free services to help you by giving you tips on home maintenance, renovation planning tools, home guides. These services will help you be more comfortable and help you maintain the value of your home.
So, before you buy a new home in Yonkers have a home inspection done on the home to minimize your concerns regarding the conditions of the home. Here you have several reasons to have a home inspection done on the home you are about to buy.

If you are thinking about selling your home in Yonkers, you will want to have a home inspection done on your home to help you maximize the value of your home. You will learn of needed repairs to be made before you sign a contract. You will also learn of up and coming problems. You might even get tips on how to prevent those small problems from turning into large problems. A home inspection can be a benefit to the seller as well as the buyer of the home.