Home Inspection Tip – Move Your Clutter!

When any self respecting housewife invites company for dinner, she cleans the house to impress her guests. If you’re selling your home and are having it inspected, as you should, you’ll need to do some house cleaning, too. That’s not so you can impress your home inspector, but so he can do his job.

Many times home inspectors can’t fully do what they’re supposed to do because certain areas of the home are inaccessible, due to clutter. When it’s time for your home inspection, you want to get your money’s worth. You don’t want the report to say, “Inspection limited due to the excess possessions blocking access and view.”

This isn’t about being a neat freak. The American Society of Home Inspectors ASHI┬«, Standards of Professional Practice, says inspectors are not to report on components or systems which are not observed. Your inspector isn’t required to disturb insulation or move personal items out of the way. If you’ve got furniture or plants in places your inspector needs to see, like the doorway to a utility closet, you’ll have to move that stuff. Clear off any snow and ice if necessary as well.

What if the water heater, electrical panels, or attic are places your home inspector can’t get to? Those are areas he must check if your home is to be inspected properly, and if you’re going to get the report you need. The bottom line: Don’t let junk ruin your home inspection.

In some homes water heaters are found in utility closets or garages. If the water heater is surrounded by clutter, your inspector can’t tell if there are possible problems, such as a fire hazard. If an electrical panel has been improperly installed, but is hidden from view, your inspector won’t know that, and neither will you. What if that panel causes a fire for the next home owner?

Walk through your home before your home inspection is to take place and make sure all doors and passageways are accessible. Move stored items out of the way or elsewhere altogether. If the home being sold is vacant make sure that the power, water and gas remain on so that all systems are operable and can be inspected. If items on the report can’t be inspected, you as the seller may be asked to have the home inspected again after areas in question have been cleared out. Similarly, if you’re the buyer, you can ask for another inspection. Another option is to request that the seller pay for a warranty if a certain component is not inspected.

Granted, if a home to be inspected is being lived in, there will be personal possessions throughout the house. Some areas will be less accessible as a result. If you’re the seller, make sure things can be moved out of your inspector’s way.

Show some common courtesy and make sure key areas around your property can be seen by your home inspector. You may not be trying to impress him at a dinner party, but you’ll make his job easier, and you’ll get a more complete report. That, after all, is what you’re paying for.

Home Inspection 101 For The Home Buyer

Why is the home inspector the buyer’s best friend? In a real estate transaction, there are many parties involved with different interests. The buyer, the seller, the real estate agent, the mortgage broker, the appraiser, the attorney, the title company, the insurance company and the home inspector. The inspector and the buyer’s attorney are the buyer’s best friend because they help protect the buyer’s interests. A home inspector is hired by the buyer most often to inspect the house he/she is buying to offer a professional and unbiased report on the condition of the house. So what is at stake here for the buyer? The money he is going to pay for the house as well as the future money he is going to pay for the house plus his and his family’s health

How does they buyer choose a home inspector? What are the fees associated with a home inspection? Since a home inspection is so important, a buyer should choose a inspector carefully. A buyer should not choose a inspector just based on the fee he charges. Ask questions about what he is going to inspect and how long his inspections take and how quick his report will be ready. There are home inspectors who charge $100 to $150 flat fee inspections, but whose inspection takes 1/2 hour to 1 hour and those inspections are not as accurate or has the quality as those inspections which require more time and equipment. A good inspection of a house can take 3 to 4 hours at a fee of $500 dollars. This fee is minuscule compared to the price of the house.

When should a buyer get a inspection done? Never use the home inspector your real estate agent refer to you even if the agent represents the buyer. This is obvious because the success of the transaction hinges on the outcome of the inspection. Nor use the home inspection an attorney refers you. To get the most unbiased home inspector, pick one who is not related to the other parties of the transaction. You should get the inspection done before you go into contract.

When should a seller get a inspection done? A seller should get a inspection done before he list his home for sale with a real estate agent.

What does a home inspector inspect? A general home inspection is defined by different home inspection organizations. One of the largest home inspection organizations is NACHI. Membership with one of the home inspection organizations is a good sign the inspector is following some standards of practice when he does his inspections. Click on this link to view the InterNACHI Standards of Practice.

How does a inspection help the home buyer save money? The answer is an inspection will most likely reveal a defect with the house you are buying that would cost some money to fix in the future if you are going to buy the house. You can save some money here by bringing up all the defects the inspection report reveals up to the negotiation process before you sign the contract, make the earnest money deposit, or the deposit.

Four Tips To Help You Choose A Quality Home Inspection

Buying a home can be quite intimidating. It may be the single largest purchase you will ever make. You will definitely want the best possible home inspector in your corner. The independent home inspector can give you an unbiased opinion of the condition of your dream home before you take that final plunge. Both the cost and expertise of a Home Inspector can vary greatly. How can you be sure that you choose the Home Inspector that is, quite frankly, the best?

First, you need to understand what it is that a home inspector does. I like to think of Home Inspectors as “expert generalist.” I believe it was Benjamin Franklin who claimed the title of “jack of all trades, master of none.” A list of what is included in the inspection should be made available. In those states that require that home inspectors be licensed there is either a state issued standard or they have adopted the ASHI or NAHI standard. Both of these Home Inspector associations provide additional certification and have their standards and practices available on their respective websites. When you see the rather extensive list of what should be inspected you will realize that home inspectors need to have a general knowledge of every single aspect of the home they are inspecting. For instance, a licensed electrician may have extensive knowledge about lights, outlets, breaker panels and wiring. However, he may have little to no knowledge about foundations, plumbing, or roofing.

So, Tip number one: Look for an inspector that has varied knowledge and experience

States like Kentucky that issue licenses require training, but that training may be minimal and classroom hours cannot replace years of hands on experience. Don’t be afraid to ask a home inspector to outline his experience.

Tip number two: Don’t accept your agents recommendation without doing your own investigation

This is not to say that your real estate agent would bring in a “ringer” and not want you as a buyer to be fully informed. But, there is a fiduciary conflict of interest inherent to the relationship. In real estate, most would agree that ten percent of the agents sell ninety percent of the properties. So, who is to say that your agent has enough personal experience with an inspector or company to give a first-hand recommendation?

Ask your agent, point-blank, “would you use any of these inspectors if you were buying this home for you and family. But, what is important here is not where the recommendation came from, rather that you personally do your own investigation.

Tip number three: Select a home inspector that uses the most modern technology

“Thermal imaging is a non-invasive, non-destructive way of evaluating conditions below the surface. Because everything from faulty wiring to the presence of termites to mold to wet insulation affects the surrounding temperature, heat-sensitive photography can reveal these and other issues that just cannot be seen by the naked eye or with conventional or digital photography.”, says Dan Schuerman, a manager with PDmB, Inc., a home inspection software manufacturer.

Technology in the home inspection industry is exploding at an incredible rate. Find an inspector that is keeping pace with the most current advances in home inspection technologies i.e. boroscopes, moisture meters, digital thermometers, CO detectors, etc…

Tip number four: Choose the report that is easy to understand and includes the areas you are most concerned about

When you boil it down the report should be your most important consideration. When all the dust settles the report will be the single remaining remnant of your investment. Make sure that you get a sample report. Check out the format as this can vary greatly from one firm to another. Are photos included in the report and how well are they integrated in relation to reported issues? Some reports include photos, however they an indexed at the end and require constant page turning.

How are issues classified in the report? For instance, major concern, minor concern, repair/replace, safety hazard or are issues rated by cost. Holmes on homes noted an inspection report that listed over 250 inspection points as “serviceable”. A limited number of classifications can make a report tedious and may not provide the benefit of long-term budgeting for items with say a ten-year or five-year life expectancy.

Another great question is how the report addresses repairs or maintenance issues. Are there clear suggestions for the appropriate professional to address the concern? Are repair and maintenance recommendations included? And finally, is the language of the report full of technical jargon or is the information communicated in a way that is easily understood by the average home buyer?

In conclusion, finding the right home inspector can bring tremendous information to the table at a time when you can use it the most. Having an independent professional come along side of you and helping you to formulate a quality decision can make your buying experience far less stressful. You will not regret the time you spent researching and interviewing your local home inspection choices it will simply add to your peace of mind.